Capital That Moves
With Your Business.
SB Enterprises provides revenue-based term loans from $35K to $10,000,000 with terms of 12–24 months — funded within hours, not months.
Over a decade of funding business owners. More than $500 million deployed to entrepreneurs across every industry.
Business Owners
Funding Built Around
Your Revenue
SB Enterprises is a specialized business lender with over 10 years of experience funding entrepreneurs. We've deployed more than $500 million to business owners who needed capital fast — without the red tape of traditional banks.
Our revenue-based model means your repayment flexes with your cash flow. When business is booming, you pay down faster. When things slow, your payments adjust accordingly. It's financing that works with you, not against you.
Term Loans Designed
For Growth
12–24 Month Terms
Flexible term structures designed to match your business cycle and cash flow needs.
Up to $10,000,000
We fund businesses from $35K to $10M — scaling with your growth ambitions.
Revenue-Based Lending
Repayments are tied to your monthly revenue, so you pay more when business is strong and less when it's slow.
Fast Funding
Streamlined underwriting with decisions in as little as 24 hours and funding within hours of approval.
Simpler Than the Bank.
Faster Than You Think.
We've stripped out everything the bank makes complicated. Two documents, one hour, and capital can be in your account the same day. Here's exactly how it works.
Submit Application
Fill out our simple one-page application. Unlike the bank, we keep it straightforward — no mountains of paperwork, no red tape, no hassle.
Send 4 Bank Statements
That's it. We only require the last 4 months of your business bank account statements. No tax returns, no financials, no collateral — just your recent revenue history.
Offer Within the Hour
Our team expedites your file the moment it's received. Within the hour, you'll have a solidified, transparent offer to review — with zero obligation to move forward.
Same-Day Wire
If the offer makes sense for your business and contracts are executed, we send the wire the same day. Capital in your account before the business day ends.
No financial statements. No collateral. Just two simple documents and we handle the rest — because we believe your bank account tells your story better than any spreadsheet.
Not a Bank.
A Partner.
Banks say no. We say yes. With over 10 years of experience and $500 million funded, we understand what business owners need — and we deliver it without the bureaucracy.
Offer Within the Hour
Submit your application and 4 bank statements. Our team expedites your file immediately — you'll have a real offer in hand within the hour.
Revenue-Based Repayment
Repayments flex with your monthly revenue — no rigid fixed payments that choke your cash flow during slower periods.
Minimal Documents
Just two things: a one-page application and your last 4 months of bank statements. No tax returns, no financials, no collateral.
Same-Day Funding
No obligation to accept. But if the offer works for you and contracts are signed, the wire goes out the same day.
Insights for
Business Owners
How Revenue-Based Financing Outperforms Traditional Bank Loans
For growing businesses, revenue-based financing offers speed, flexibility, and alignment with cash flow that traditional lenders simply cannot match.
Using Working Capital to Scale: A Playbook for SMB Owners
The most successful business owners treat working capital as a strategic tool — not a last resort. Here's how to deploy it effectively.
2026 Lending Landscape: What Business Owners Need to Know
As traditional banks tighten credit standards, alternative lenders are filling the gap. We break down what this means for your funding strategy.
"We don't just fund businesses — we fuel the people behind them."
— SB Enterprises
Client Login
Access your loan account, payment history, and advisor communications.
Not yet a client? Apply for funding today
Your Account,
At Your Fingertips
Loan Dashboard
Monitor your outstanding balance, payment schedule, and remaining term in one unified view.
Payment History
Access a complete record of all payments made, with downloadable statements for your records.
Advisor Messaging
Communicate directly with your dedicated funding specialist through our secure messaging system.
Renewal Eligibility
See when you're eligible for additional funding and apply for a renewal with one click.
Businesses We've Transformed
"SB Enterprises approved me in 24 hours when every bank said no. I opened my second location and now have 18 employees."
"We needed $2.1M to take a $9M government contract. SB funded us in 48 hours. That speed literally saved the deal."
"Flexible repayment meant I could breathe during slow months. I've renewed twice. Most business-friendly lender I've ever used."
Find Out How Much
You Qualify For
Takes 60 seconds. No hard credit pull. No obligation. Get a real estimate based on your business revenue — not your credit score.
Already Funded?
Time to Renew.
If you've paid down 40–50% of your current balance, you may already qualify for a renewal — often with a larger amount and better terms.
Renewals are even faster than your first funding. We already know your business. Same simple process — just updated bank statements and we can have a new offer ready within the hour.
You May Be Eligible If...
Not sure if you qualify?
Call 929-598-6418 — Sean will check your eligibility in minutes.Ready to Fuel Your
Business Growth?
Apply today and get a funding decision in as little as 24 hours. Funds in your account within hours of approval. Terms from 12–24 months, up to $10,000,000.
Offer in 1 hour · No obligation