Legal

Privacy Policy

Last updated: March 24, 2026  ·  Effective: March 24, 2026

SB Enterprises Capital Advisors LLC ("SB Enterprises," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at sbfunds.biz, submit a loan application, or otherwise interact with our services. Please read this policy carefully. By using our website or services, you agree to the terms of this Privacy Policy.

1. Information We Collect

Information You Provide Directly

When you submit a pre-qualification form, loan application, or contact inquiry, we may collect: your name, business name, phone number, email address, monthly revenue figures, time in business, existing loan balances, desired funding amount, and any other information you voluntarily provide.

Business and Financial Information

As part of the loan underwriting process, we may collect business bank statements (typically the last 4 months), business formation documents, and other financial records you submit to support your application.

Automatically Collected Information

When you visit our website, we automatically collect certain technical information including your IP address, browser type, device type, operating system, referring URLs, pages visited, and time spent on pages. This information is collected via cookies and similar tracking technologies.

2. How We Use Your Information

Loan Processing and Underwriting

We use the information you provide to evaluate your loan application, determine eligibility, prepare loan offers, execute loan agreements, and fund approved loans.

Communications

We use your contact information to respond to inquiries, send application status updates, provide loan-related notices, and communicate about your account. With your consent, we may also send promotional communications about our products and services.

Business Operations

We use collected data to operate and improve our website, analyze usage patterns, prevent fraud, comply with legal obligations, and enforce our Terms of Service.

3. Sharing of Your Information

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our business, including payment processors, email service providers, analytics platforms, and document management services. These parties are contractually obligated to keep your information confidential and use it only for the services they provide to us.

Legal Requirements

We may disclose your information if required to do so by law, court order, or governmental authority, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email or prominent notice on our website of any such change.

We Do Not Sell Your Data

SB Enterprises does not sell, rent, or trade your personal information to third parties for their marketing purposes.

4. Cookies and Tracking Technologies

Use of Cookies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors are coming from. Cookies are small data files stored on your device.

Your Choices

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

5. Data Security

Security Measures

We implement commercially reasonable technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL/TLS encryption for data in transit, access controls, and regular security assessments.

Limitations

No method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Data Retention

Retention Period

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Loan application records are typically retained for a minimum of 7 years in accordance with applicable financial regulations.

7. Your Rights and Choices

Access and Correction

You have the right to access, correct, or update the personal information we hold about you. To exercise these rights, please contact us using the information provided below.

Opt-Out of Marketing

You may opt out of receiving promotional emails from us by clicking the 'unsubscribe' link in any marketing email or by contacting us directly. Please note that even if you opt out of marketing communications, we may still send you transactional or account-related messages.

California Residents

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. To exercise these rights, contact us at the information below.

8. Third-Party Links

External Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Age Restriction

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. Changes to This Policy

Updates

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated effective date. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.

11. Contact Us

Privacy Inquiries

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Contact Information

Address

55 Water Street, Suite 2800
New York, NY 10041