Whether you're just getting started or scaling to eight figures, SB Enterprises has a revenue-based term loan structured for your business. All tiers feature flexible repayment, no prepayment penalties, and funding within hours of approval.
Our underwriting is based on your actual business performance — monthly deposits, cash flow consistency, and revenue trends. A strong credit score helps, but it's not the only factor.
We collect a small, fixed percentage of your daily or weekly revenue. When business is booming, you pay down faster. When things slow, your payments automatically reduce. No surprises.
Unlike traditional bank loans, there are no fixed monthly payments that can strain your cash flow during slow periods. And in most cases, no personal collateral is required.
Once you've paid down 40–60% of your balance, you become eligible for renewal — often at a higher amount. Our best clients have renewed multiple times as their businesses scaled.
Example Scenario
* Example for illustrative purposes only. Actual rates and terms vary based on business performance, industry, and loan tier.
Apply in minutes. Get a decision in 24 hours. Funds in your account within hours of approval.