Effective Date: April 10, 2026
SB Enterprises Capital Advisors ("SB Enterprises," "we," "us," or "our") is a direct business lender headquartered at 55 Water Street, Suite 2800, New York, NY 10041. We provide revenue-based term loans to small and mid-sized businesses across the United States.
This SMS Disclosure governs our use of text messaging to communicate with prospective and current clients who have provided their mobile phone number and opted in to receive SMS communications.
By checking the SMS opt-in box on any form on this website (including our pre-qualification form, contact form, or referral form), you expressly consent to receive recurring automated and non-automated text messages from SB Enterprises Capital Advisors at the mobile number you provided.
Your consent is not a condition of any purchase or loan approval.
You are not required to opt in to SMS messages to apply for or receive a loan from SB Enterprises. Consent to receive marketing or informational text messages is entirely voluntary.
After opting in, you may receive text messages related to:
Message frequency varies depending on your application status and activity. During an active application or funding process, you may receive up to 6 messages. After funding, messages are less frequent and typically limited to renewal or payoff notifications. You can always reply STOP to stop receiving messages at any time.
Standard message and data rates may apply to all SMS messages sent to or received from SB Enterprises. These charges are determined by your mobile carrier and plan. SB Enterprises does not charge any additional fees for SMS communications.
To stop receiving SMS messages at any time:
Reply STOP to any text message from us. You will receive one final confirmation message and then no further messages will be sent.
You may also opt out by emailing [email protected] with "SMS OPT OUT" in the subject line, or by calling us at 929-598-6418. Please allow up to 3 business days for opt-out requests submitted by email or phone to be processed.
Reply HELP to any text message from us to receive a help message with our contact information. You may also contact us directly:
Our SMS program is supported by all major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and regional carriers. Carrier support is not guaranteed for all carriers. SB Enterprises and its SMS service providers are not liable for delayed or undelivered messages.
Your mobile phone number will not be shared, sold, or rented to third parties for their marketing purposes. We may share your number with our SMS service providers solely for the purpose of delivering messages on our behalf. For full details on how we collect, use, and protect your personal information, please review our Privacy Policy.
SB Enterprises reserves the right to modify this SMS Disclosure at any time. Changes will be effective upon posting to this page with an updated effective date. Continued participation in our SMS program after changes are posted constitutes your acceptance of the revised disclosure.
For questions about this SMS Disclosure or our text messaging practices:
SB Enterprises Capital Advisors
55 Water Street, Suite 2800
New York, NY 10041
A2P 10DLC Registered Program
SB Enterprises operates a registered Application-to-Person (A2P) 10DLC messaging campaign in compliance with CTIA guidelines and carrier requirements. Our messaging program is designed to protect consumers and ensure message deliverability.